If you are not sure if a particular IBAN is part of SEPA or SWIFT, you can check this using www.iban.com.
The screenshot below illustrates that the client is part of SEPA and the payment should be sent as SEPA.
If you are not sure if a particular IBAN is part of SEPA or SWIFT, you can check this using www.iban.com.
The screenshot below illustrates that the client is part of SEPA and the payment should be sent as SEPA.