Risk Disclosure

Valyuz UAB is a payment service provider regulated by the Bank of Lithuania which offers alternative solutions to traditional banking for clients world-wide.

Valyuz explains that despite the wide range of Valyuz services providing significant benefits, there are risks that do not always depend on Valyuz. This notice is provided to Clients in accordance with applicable laws and regulations.

This notice does not disclose or explain all the risks associated with the Valyuz services and products. It explains only the nature of the risks, but it cannot explain all of the risks and how these risks relate to your personal circumstances.

Negligence and disregard of recommendations for safe use

No matter how hard Valyuz seeks to ensure complete safety, the risks still remain. Please follow the recommendations for safe use and proceed with care. Non-compliance can lead to negative consequences.

Fees

The Valyuz fees are set out in the Valyuz website here. Please check the Valyuz website at all times of all costs and charges that apply to you, because such costs and charges may affect your choices.

Currency Risk

Converting your financial instruments in currencies other than the default currency of your, fluctuations in foreign exchange rates may impact your profits and losses.

Technical Risks

Regardless of the fact that we will always try to make our services available to you without interruption, we cannot guarantee that it will always be available to you. There are risks associated with the Internet, including, but not limited to Internet connection, devices reliability. The Company cannot be responsible for communication failures, distortions or delays when using Valyuz services via the Internet and so on. Valyuz is not responsible for disruption, failure or malfunction of devices facilities, which you use. Use only reliable devices. Technical risks can lead to faults.

Payments in other jurisdictions

Payments in other jurisdictions world wide may expose you to additional risk. Before you make a payment you should enquire about any rules relevant to your particular payments.

Tax

Different tax regimes, your personal tax status and the rules and regulations in force may be applied to you. You should be aware of your personal circumstances and take this into account.

Regulatory

Potential changes in laws and regulations affecting the Valyuz services may effects you. Risk involved with regulatory or legal amendments and/or changes are unpredictable and may vary depending on the services. The impact of such legal and regulatory changes can be material and unexpected.

Force Majeure Event

Force Majeure Event may be the reason of financial losses.